When you sign up for ParkChicago, you link a credit, debit or branded pre-paid card to your wallet. The chosen payment method is used to pre-load your wallet with at least $20, up to $100.
Each time you use ParkChicago, the cost of your parking session is deducted from your pre-loaded wallet. If you attempt to initiate a parking transaction causing your wallet to drop below zero, you will be asked to reload your wallet with the reload amount and method of payment you selected (at least $20), plus any additional increments needed to cover your parking transaction. However, if your wallet cannot be reloaded due to a linked card with an insufficient balance, your transaction will be declined until you link a valid credit, debit, or branded pre-paid card with a sufficient balance to your wallet.
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